Compare: Axis Atlas Credit Card vs Bank of Baroda Prime Credit Card vs SBI Card ELITE
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Annual fee
₹5,000
Visa · Bank of Baroda
Bank of Baroda Prime Credit Card
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
Visa · SBI Card
SBI Card ELITE
5X rewards on dining, departmental stores & grocery. 8 domestic + 6 international lounge visits. 1.99% lowest forex markup.
Annual fee
₹4,999
Quick Comparison
Axis Bank
Axis Atlas Credit Card
Annual Fee
₹5,000
Reward Rate
5 EDGE miles per ₹100 on travel; 2 elsewhere
Welcome Benefit
5,000 EDGE Miles on first txn within 30 days
Bank of Baroda
Bank of Baroda Prime Credit Card
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
SBI Card
SBI Card ELITE
Annual Fee
₹4,999
Reward Rate
5 Reward Points per ₹100 on dining, departmental stores and grocery; 2 Reward Points per ₹100 on all other retail spends; 1 Reward Point = Re. 0.25
Welcome Benefit
Up to 5,000 Bonus Reward Points as welcome gift on payment of joining fee, plus complimentary 1-year Club ITC Silver Tier membership on first transaction within 60 days of card activation.
Side by side
Detailed Comparison
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Atlas Credit CardMastercard · Axis Bank | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | SBI Card ELITEVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | SBI Card |
Card | |||
Annual fee | ₹5,000 | ₹1,500Best | ₹4,999 |
Joining fee | ₹5,000 | ₹1,500Best | ₹4,999 |
Reward rate | 5 EDGE miles per ₹100 on travel; 2 elsewhere | 4 reward points per ₹100 | 5 Reward Points per ₹100 on dining, departmental stores and grocery; 2 Reward Points per ₹100 on all other retail spends; 1 Reward Point = Re. 0.25Best |
Welcome benefit | 5,000 EDGE Miles on first txn within 30 days | — | Up to 5,000 Bonus Reward Points as welcome gift on payment of joining fee, plus complimentary 1-year Club ITC Silver Tier membership on first transaction within 60 days of card activation. |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | travel, miles | rewards, premium | premium, lounge-access, dining, forex, milestone |
Apply |
Reviews
Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Bank of Baroda
Bank of Baroda Prime Credit Card
4 reward points per ₹100 — Best for rewards · premium.
SBI Card
SBI Card ELITE
5X rewards on dining, departmental stores & grocery. 8 domestic + 6 international lounge visits. 1.99% lowest forex markup.
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