Compare: Axis Atlas Credit Card vs Bank of Baroda Select Credit Card vs ICICI Bank Gemstone Credit Card
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Annual fee
₹5,000
Visa · Bank of Baroda
Bank of Baroda Select Credit Card
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750
Mastercard · ICICI Bank
ICICI Bank Gemstone Credit Card
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual fee
₹3,000
Quick Comparison
Axis Bank
Axis Atlas Credit Card
Annual Fee
₹5,000
Reward Rate
5 EDGE miles per ₹100 on travel; 2 elsewhere
Welcome Benefit
5,000 EDGE Miles on first txn within 30 days
Bank of Baroda
Bank of Baroda Select Credit Card
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
ICICI Bank
ICICI Bank Gemstone Credit Card
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Detailed Comparison
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Atlas Credit CardMastercard · Axis Bank | Bank of Baroda Select Credit CardVisa · Bank of Baroda | ICICI Bank Gemstone Credit CardMastercard · ICICI Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | ICICI Bank |
Card | |||
Annual fee | ₹5,000 | ₹750Best | ₹3,000 |
Joining fee | ₹5,000 | ₹750Best | ₹3,000 |
Reward rate | 5 EDGE miles per ₹100 on travel; 2 elsewhereBest | 5X rewards on travel & dining | 2 reward points per ₹100 |
Welcome benefit | 5,000 EDGE Miles on first txn within 30 days | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | travel, miles | travel, dining | rewards, lifestyle |
Apply |
Reviews
Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Bank of Baroda
Bank of Baroda Select Credit Card
5X rewards on travel & dining — Best for travel · dining.
ICICI Bank
ICICI Bank Gemstone Credit Card
2 reward points per ₹100 — Best for rewards · lifestyle.
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