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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Visa · Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual fee
₹500
Visa · ICICI Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹3,000
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Welcome Benefit
—
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | Axis Flipkart Credit CardVisa · Axis Bank | ICICI Bank Rubyx Credit CardVisa · ICICI Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | ICICI Bank |
Card | |||
Annual fee | ₹750 | ₹500Best | ₹3,000 |
Joining fee | ₹750 | ₹500Best | ₹3,000 |
Reward rate | 2X rewards on dining | 5% on Flipkart/Myntra; 1.5% on others | 2 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | dining | flipkart, online-shopping | rewards |
Apply |
Axis Bank
2X rewards on dining — Best for dining.
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
ICICI Bank
2 reward points per ₹100 — Best for rewards.
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