3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · IndusInd Bank
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
IndusInd Bank
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | Axis Bank RuPay Credit CardRuPay · Axis Bank | IndusInd Bank iconNIQ Credit CardVisa · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | IndusInd Bank |
Card | |||
Annual fee | ₹750 | ₹500 | Lifetime FreeBest |
Joining fee | ₹750 | ₹500 | ₹0Best |
Reward rate | 2X rewards on dining | 2X rewards on UPI spends | 1 reward point per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | RuPay | Visa |
Best for | dining | rewards, upi | lifetime-free, rewards |
Apply |
Axis Bank
2X rewards on dining — Best for dining.
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
IndusInd Bank
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
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