3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Visa · Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Annual fee
₹500
Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
10% cashback on Swiggy
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | Axis Swiggy Credit CardVisa · Axis Bank | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | Punjab National Bank |
Card | |||
Annual fee | ₹750 | ₹500 | ₹500 |
Joining fee | ₹750 | ₹500 | ₹500 |
Reward rate | 2X rewards on dining | 10% cashback on Swiggy | 4 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | dining | food-delivery, cashback | rewards |
Apply | Apply for Punjab National BankPartner disclosure: FinWiz24 may earn a commission if you apply.Partner |
Axis Bank
2X rewards on dining — Best for dining.
Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
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