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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Visa · ICICI Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹3,000
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank | ICICI Bank Rubyx Credit CardVisa · ICICI Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HDFC Bank | ICICI Bank |
Card | |||
Annual fee | ₹750Best | ₹2,500 | ₹3,000 |
Joining fee | ₹750Best | ₹2,500 | ₹3,000 |
Reward rate | 2X rewards on dining | 4 reward points per ₹150Best | 2 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | dining | travel, lounge-access, premium | rewards |
Apply |
Axis Bank
2X rewards on dining — Best for dining.
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
ICICI Bank
2 reward points per ₹100 — Best for rewards.
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