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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HDFC Bank | Yes Bank |
Card | |||
Annual fee | ₹750Best | ₹2,500 | ₹5,000 |
Joining fee | ₹750Best | ₹2,500 | ₹5,000 |
Reward rate | 2X rewards on dining | 4 reward points per ₹150 | 12 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | dining | travel, lounge-access, premium | premium, rewards |
Apply |
Axis Bank
2X rewards on dining — Best for dining.
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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