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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000
Visa · SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual fee
₹499
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | HSBC TravelOne Credit CardVisa · HSBC India | SBI SimplyCLICK Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HSBC India | SBI Card |
Card | |||
Annual fee | ₹750 | ₹3,000 | ₹499Best |
Joining fee | ₹750 | ₹3,000 | ₹499Best |
Reward rate | 2X rewards on dining | 5X on travel | 10X rewards on partner online brands; 1X on othersBest |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | dining | travel | online-shopping, rewards |
Apply |
Axis Bank
2X rewards on dining — Best for dining.
HSBC India
5X on travel — Best for travel.
SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
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