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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Visa · HSBC India
Lifetime free. 2X rewards per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
Mastercard · ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual fee
₹500
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
HSBC India
Annual Fee
Lifetime Free
Reward Rate
2X rewards per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | HSBC Visa Platinum Credit CardVisa · HSBC India | ICICI Coral Credit CardMastercard · ICICI Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HSBC India | ICICI Bank |
Card | |||
Annual fee | ₹750 | Lifetime FreeBest | ₹500 |
Joining fee | ₹750 | ₹0Best | ₹500 |
Reward rate | 2X rewards on dining | 2X rewards per ₹100 | 2 Payback points per ₹100 on dining |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Mastercard |
Best for | dining | lifetime-free, rewards | dining, rewards |
Apply |
Axis Bank
2X rewards on dining — Best for dining.
HSBC India
Lifetime free. 2X rewards per ₹100 — Best for lifetime-free · rewards.
ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
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