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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750

Mastercard · IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
Annual fee
₹5,000

Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
IDFC FIRST Bank
Annual Fee
₹5,000
Reward Rate
10X reward points on all spends
Welcome Benefit
—
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | IDFC FIRST Ashva Credit CardMastercard · IDFC FIRST Bank | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | IDFC FIRST Bank | Yes Bank |
Card | |||
Annual fee | ₹750Best | ₹5,000 | ₹10,000 |
Joining fee | ₹750Best | ₹5,000 | ₹10,000 |
Reward rate | 2X rewards on dining | 10X reward points on all spends | 15 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | dining | rewards, premium | premium, rewards |
Apply |
Axis Bank
2X rewards on dining — Best for dining.
IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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