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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750

Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500

Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Aura Credit CardMastercard · Axis Bank | IndiGo SBI Card ELITEVisa · SBI Card | Standard Chartered Journey Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹750Best | ₹4,500 | ₹2,500 |
Joining fee | ₹750Best | ₹4,500 | ₹2,500 |
Reward rate | 2X rewards on dining | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest | 5X on travel & dining |
Welcome benefit | — | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | dining | airlines, travel, premium | travel, dining |
Apply |
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