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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption) — Best for .
Annual fee
₹50,000

Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000

Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Axis Bank
Annual Fee
₹50,000
Reward Rate
15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption)
Welcome Benefit
—
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank Burgundy Private Credit Card (The One Card)Visa · Axis Bank | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) | SBI Cashback Credit CardMastercard · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Jupiter (Federal Bank) | SBI Card |
Card | |||
Annual fee | ₹50,000 | ₹1,000 | ₹999Best |
Joining fee | ₹50,000 | ₹1,000 | ₹999Best |
Reward rate | 15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption)Best | 5X rewards on top categories | 5% cashback on top online brands; 1% on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | — | rewards, premium | cashback, online-shopping |
Apply |
Axis Bank
15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption) — Best for .
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
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