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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual fee
₹500
Visa · Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Annual fee
₹500
RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500
Axis Bank
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
10% cashback on Swiggy
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Flipkart Credit CardVisa · Axis Bank | Axis Swiggy Credit CardVisa · Axis Bank | HDFC Bank RuPay Credit CardRuPay · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | HDFC Bank |
Card | |||
Annual fee | ₹500 | ₹500 | ₹500 |
Joining fee | ₹500 | ₹500 | ₹500 |
Reward rate | 5% on Flipkart/Myntra; 1.5% on othersBest | 10% cashback on Swiggy | 2X reward points on UPI spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | RuPay |
Best for | flipkart, online-shopping | food-delivery, cashback | rewards, upi |
Apply |
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
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