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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual fee
₹500

Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500

Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
Axis Bank
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Flipkart Credit CardVisa · Axis Bank | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Bank of Baroda | Yes Bank |
Card | |||
Annual fee | ₹500Best | ₹1,500 | ₹2,500 |
Joining fee | ₹500Best | ₹1,500 | ₹2,500 |
Reward rate | 5% on Flipkart/Myntra; 1.5% on others | 4 reward points per ₹100 | 8 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | flipkart, online-shopping | rewards, premium | premium, rewards |
Apply |
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
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