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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual fee
₹500

Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free

Visa · Punjab National Bank
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) — Best for .
Annual fee
₹300
Axis Bank
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Welcome Benefit
—
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹300
Reward Rate
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in)
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Flipkart Credit CardVisa · Axis Bank | Canara Bank Maha Shakti Credit CardVisa · Canara Bank | PNB Global Gold Credit Card (Visa) — mapped from requested 'pnb-gold'Visa · Punjab National Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Canara Bank | Punjab National Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹300 |
Joining fee | ₹500 | ₹0Best | ₹2,026 |
Reward rate | 5% on Flipkart/Myntra; 1.5% on others | 2 reward points per ₹100Best | 1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | flipkart, online-shopping | lifetime-free, rewards | — |
Apply |
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Punjab National Bank
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) — Best for .
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