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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual fee
₹500

RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500

Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Axis Bank
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Flipkart Credit CardVisa · Axis Bank | HDFC Bank RuPay Credit CardRuPay · HDFC Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | HDFC Bank | IndusInd Bank |
Card | |||
Annual fee | ₹500 | ₹500 | ₹750 |
Joining fee | ₹500 | ₹500 | ₹750 |
Reward rate | 5% on Flipkart/Myntra; 1.5% on othersBest | 2X reward points on UPI spends | 5X rewards on dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | RuPay | Mastercard |
Best for | flipkart, online-shopping | rewards, upi | dining |
Apply |
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
IndusInd Bank
5X rewards on dining — Best for dining.
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