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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual fee
₹500

Mastercard · RBL Bank
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500

Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500
Axis Bank
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Welcome Benefit
—
RBL Bank
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Flipkart Credit CardVisa · Axis Bank | RBL Bank Platinum Plus Credit CardMastercard · RBL Bank | IndiGo SBI Card ELITEVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | ₹500 | ₹500 | ₹4,500 |
Joining fee | ₹500 | ₹500 | ₹4,500 |
Reward rate | 5% on Flipkart/Myntra; 1.5% on others | 2X reward points per ₹100 | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest |
Welcome benefit | — | — | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | flipkart, online-shopping | rewards | airlines, travel, premium |
Apply |
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
RBL Bank
2X reward points per ₹100 — Best for rewards.
SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
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