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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Annual fee
₹12,500
Visa · Axis Bank
Lifetime free. 5% cashback on Google Pay — Best for bill-payments · cashback.
Annual fee
Lifetime free
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Axis Bank
Annual Fee
₹12,500
Reward Rate
12000 bonus points on ₹1L monthly; 5X on travel
Welcome Benefit
—
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
5% cashback on Google Pay
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Magnus Credit CardVisa · Axis Bank | Axis Neo Credit CardVisa · Axis Bank | SBI Cashback Credit CardMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | SBI Card |
Card | |||
Annual fee | ₹12,500 | Lifetime FreeBest | ₹999 |
Joining fee | ₹12,500 | ₹0Best | ₹999 |
Reward rate | 12000 bonus points on ₹1L monthly; 5X on travelBest | 5% cashback on Google Pay | 5% cashback on top online brands; 1% on others |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Mastercard |
Best for | premium, travel, lounge-access | bill-payments, cashback | cashback, online-shopping |
Apply |
Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Axis Bank
Lifetime free. 5% cashback on Google Pay — Best for bill-payments · cashback.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
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