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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Annual fee
₹12,500

Visa · Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Annual fee
₹1,500

Visa · HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
Annual fee
₹500
Axis Bank
Annual Fee
₹12,500
Reward Rate
12000 bonus points on ₹1L monthly; 5X on travel
Welcome Benefit
—
Axis Bank
Annual Fee
₹1,500
Reward Rate
5X rewards on dining & lifestyle
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Magnus Credit CardVisa · Axis Bank | Axis Pride Credit CardVisa · Axis Bank | HDFC Bank Shopper's Stop Credit CardVisa · HDFC Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Axis Bank | HDFC Bank |
Card | |||
Annual fee | ₹12,500 | ₹1,500 | ₹500Best |
Joining fee | ₹12,500 | ₹1,500 | ₹500Best |
Reward rate | 12000 bonus points on ₹1L monthly; 5X on travelBest | 5X rewards on dining & lifestyle | 5 reward points per ₹150 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | premium, travel, lounge-access | dining, lifestyle | online-shopping, lifestyle |
Apply |
Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
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