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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Annual fee
₹12,500
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Mastercard · HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Annual fee
₹12,500
Axis Bank
Annual Fee
₹12,500
Reward Rate
12000 bonus points on ₹1L monthly; 5X on travel
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
HDFC Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Magnus Credit CardVisa · Axis Bank | Axis Bank RuPay Credit CardRuPay · Axis Bank | HDFC Infinia Credit CardMastercard · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | HDFC Bank |
Card | |||
Annual fee | ₹12,500 | ₹500Best | ₹12,500 |
Joining fee | ₹12,500 | ₹500Best | ₹12,500 |
Reward rate | 12000 bonus points on ₹1L monthly; 5X on travelBest | 2X rewards on UPI spends | 5 reward points per ₹150 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | RuPay | Mastercard |
Best for | premium, travel, lounge-access | rewards, upi | premium, lounge-access, travel |
Apply |
Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
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