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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Annual fee
₹12,500
Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000
Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
Axis Bank
Annual Fee
₹12,500
Reward Rate
12000 bonus points on ₹1L monthly; 5X on travel
Welcome Benefit
—
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Magnus Credit CardVisa · Axis Bank | HSBC TravelOne Credit CardVisa · HSBC India | Standard Chartered Journey Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HSBC India | Standard Chartered |
Card | |||
Annual fee | ₹12,500 | ₹3,000 | ₹2,500Best |
Joining fee | ₹12,500 | ₹3,000 | ₹2,500Best |
Reward rate | 12000 bonus points on ₹1L monthly; 5X on travelBest | 5X on travel | 5X on travel & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | premium, travel, lounge-access | travel | travel, dining |
Apply |
Axis Bank
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
HSBC India
5X on travel — Best for travel.
Standard Chartered
5X on travel & dining — Best for travel · dining.
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