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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
Annual fee
₹500
RuPay · Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual fee
Lifetime free
Mastercard · IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
Annual fee
₹5,000
Axis Bank
Annual Fee
₹500
Reward Rate
2X EDGE rewards on dining & movies
Welcome Benefit
—
Federal Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
IDFC FIRST Bank
Annual Fee
₹5,000
Reward Rate
10X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis MyZone Credit CardMastercard · Axis Bank | Federal Bank RuPay Credit CardRuPay · Federal Bank | IDFC FIRST Ashva Credit CardMastercard · IDFC FIRST Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Federal Bank | IDFC FIRST Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹5,000 |
Joining fee | ₹500 | ₹0Best | ₹5,000 |
Reward rate | 2X EDGE rewards on dining & movies | 2X rewards on UPI | 10X reward points on all spendsBest |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | RuPay | Mastercard |
Best for | dining, entertainment | rewards, upi, lifetime-free | rewards, premium |
Apply |
Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
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