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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
Annual fee
₹500

Visa · HDFC Bank
5X on Myntra; 2X on others — Best for online-shopping · myntra · fashion.
Annual fee
₹500

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499
Axis Bank
Annual Fee
₹500
Reward Rate
2X EDGE rewards on dining & movies
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
5X on Myntra; 2X on others
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis MyZone Credit CardMastercard · Axis Bank | Myntra HDFC Bank Credit CardVisa · HDFC Bank | SBI BPCL Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | HDFC Bank | SBI Card |
Card | |||
Annual fee | ₹500 | ₹500 | ₹1,499 |
Joining fee | ₹500 | ₹500 | ₹1,499 |
Reward rate | 2X EDGE rewards on dining & movies | 5X on Myntra; 2X on othersBest | 5X reward points on BPCL fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | dining, entertainment | online-shopping, myntra, fashion | fuel |
Apply |
Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
HDFC Bank
5X on Myntra; 2X on others — Best for online-shopping · myntra · fashion.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
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