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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
Annual fee
₹500

American Express · ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Annual fee
Lifetime free

Visa · SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual fee
₹499
Axis Bank
Annual Fee
₹500
Reward Rate
2X EDGE rewards on dining & movies
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
5% back for Prime on Amazon; 3% for non-Prime
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis MyZone Credit CardMastercard · Axis Bank | ICICI Amazon Pay Credit CardAmerican Express · ICICI Bank | SBI SimplyCLICK Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | ICICI Bank | SBI Card |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹499 |
Joining fee | ₹500 | ₹0Best | ₹499 |
Reward rate | 2X EDGE rewards on dining & movies | 5% back for Prime on Amazon; 3% for non-Prime | 10X rewards on partner online brands; 1X on othersBest |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | American Express | Visa |
Best for | dining, entertainment | online-shopping, amazon, lifetime-free | online-shopping, rewards |
Apply |
Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
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