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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
Annual fee
₹500
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
Visa · Uni (SBM Bank)
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
Annual fee
Lifetime free
Axis Bank
Annual Fee
₹500
Reward Rate
2X EDGE rewards on dining & movies
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Uni (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis MyZone Credit CardMastercard · Axis Bank | SBI Doctor's Credit CardVisa · SBI Card | Uni Pay Credit CardVisa · Uni (SBM Bank) |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | SBI Card | Uni (SBM Bank) |
Card | |||
Annual fee | ₹500 | ₹1,500 | Lifetime FreeBest |
Joining fee | ₹500 | ₹1,500 | ₹0Best |
Reward rate | 2X EDGE rewards on dining & movies | 5X rewards on medicalBest | 2X rewards on UPI |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | Visa | Visa |
Best for | dining, entertainment | healthcare | upi, cashback, lifetime-free |
Apply |
Axis Bank
2X EDGE rewards on dining & movies — Best for dining · entertainment.
SBI Card
5X rewards on medical — Best for healthcare.
Uni (SBM Bank)
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
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