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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
Lifetime free. 5% cashback on Google Pay — Best for bill-payments · cashback.
Annual fee
Lifetime free

Visa · Bank of Baroda
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free.
Annual fee
Lifetime free

Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
5% cashback on Google Pay
Welcome Benefit
—
Bank of Baroda
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Neo Credit CardVisa · Axis Bank | Bank of Baroda Empower Credit CardVisa · Bank of Baroda | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Bank of Baroda | Jupiter (Federal Bank) |
Card | |||
Annual fee | Lifetime Free | Lifetime Free | ₹1,000 |
Joining fee | ₹0 | ₹0 | ₹1,000 |
Reward rate | 5% cashback on Google Pay | 1 reward point per ₹100Best | 5X rewards on top categories |
Welcome benefit | — | — | — |
Lifetime free | Yes | Yes | No |
Network | Visa | Visa | Visa |
Best for | bill-payments, cashback | lifetime-free | rewards, premium |
Apply |
Axis Bank
Lifetime free. 5% cashback on Google Pay — Best for bill-payments · cashback.
Bank of Baroda
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free.
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
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