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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
Lifetime free. 5% cashback on Google Pay — Best for bill-payments · cashback.
Annual fee
Lifetime free
Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
5% cashback on Google Pay
Welcome Benefit
—
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Neo Credit CardVisa · Axis Bank | RBL Bank Infinite Credit CardMastercard · RBL Bank | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | RBL Bank | Standard Chartered |
Card | |||
Annual fee | Lifetime FreeBest | ₹10,000 | ₹750 |
Joining fee | ₹0Best | ₹10,000 | ₹750 |
Reward rate | 5% cashback on Google Pay | 5X reward points on all spends | 5% cashback on utilities |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Mastercard | Visa |
Best for | bill-payments, cashback | premium, rewards | bill-payments |
Apply |
Axis Bank
Lifetime free. 5% cashback on Google Pay — Best for bill-payments · cashback.
RBL Bank
5X reward points on all spends — Best for premium · rewards.
Standard Chartered
5% cashback on utilities — Best for bill-payments.
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