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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Annual fee
₹250

Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000

Mastercard · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹12,000
Axis Bank
Annual Fee
₹250
Reward Rate
4 EDGE Reward Points per Rs 200 (effective 0.4%)
Welcome Benefit
—
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
ICICI Bank
Annual Fee
₹12,000
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank Pride Platinum Credit CardVisa · Axis Bank | Axis Reserve Credit CardMastercard · Axis Bank | ICICI Emeralde Credit CardMastercard · ICICI Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Axis Bank | ICICI Bank |
Card | |||
Annual fee | ₹250Best | ₹50,000 | ₹12,000 |
Joining fee | ₹0Best | ₹50,000 | ₹12,000 |
Reward rate | 4 EDGE Reward Points per Rs 200 (effective 0.4%)Best | 15X reward points on all spends | 4 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Mastercard |
Best for | — | premium, super-premium | premium, travel, rewards |
Apply |
Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
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