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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Annual fee
₹250
Visa · Bank of Baroda
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free.
Annual fee
Lifetime free
Visa · SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata
Annual fee
₹4,999
Axis Bank
Annual Fee
₹250
Reward Rate
4 EDGE Reward Points per Rs 200 (effective 0.4%)
Welcome Benefit
—
Bank of Baroda
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹4,999
Reward Rate
5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank Pride Platinum Credit CardVisa · Axis Bank | Bank of Baroda Empower Credit CardVisa · Bank of Baroda | Tata Neu Infinity SBI CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | SBI Card |
Card | |||
Annual fee | ₹250 | Lifetime FreeBest | ₹4,999 |
Joining fee | ₹0 | ₹0 | ₹4,999 |
Reward rate | 4 EDGE Reward Points per Rs 200 (effective 0.4%)Best | 1 reward point per ₹100 | 5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends |
Welcome benefit | — | — | Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | — | lifetime-free | online-shopping, premium, travel |
Apply |
Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Bank of Baroda
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free.
SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata
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