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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Annual fee
₹250
Visa · HDFC Bank
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
Annual fee
₹5,000
Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499
Axis Bank
Annual Fee
₹250
Reward Rate
4 EDGE Reward Points per Rs 200 (effective 0.4%)
Welcome Benefit
—
HDFC Bank
Annual Fee
₹5,000
Reward Rate
5% NeuCoins on Tata; 1.5% on others
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank Pride Platinum Credit CardVisa · Axis Bank | HDFC Bank Tata Neu Infinity Credit CardVisa · HDFC Bank | Tata Neu Plus SBI CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HDFC Bank | SBI Card |
Card | |||
Annual fee | ₹250Best | ₹5,000 | ₹1,499 |
Joining fee | ₹0Best | ₹5,000 | ₹1,499 |
Reward rate | 4 EDGE Reward Points per Rs 200 (effective 0.4%)Best | 5% NeuCoins on Tata; 1.5% on others | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends |
Welcome benefit | — | — | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | — | online-shopping, premium, rewards | online-shopping, rewards |
Apply |
Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
HDFC Bank
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
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