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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Annual fee
₹250

Visa · HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹5,000

Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Axis Bank
Annual Fee
₹250
Reward Rate
4 EDGE Reward Points per Rs 200 (effective 0.4%)
Welcome Benefit
—
HSBC India
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank Pride Platinum Credit CardVisa · Axis Bank | HSBC Premier Credit CardVisa · HSBC India | RBL Bank Edge Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | HSBC India | RBL Bank |
Card | |||
Annual fee | ₹250Best | ₹5,000 | ₹1,000 |
Joining fee | ₹0Best | ₹5,000 | ₹1,000 |
Reward rate | 4 EDGE Reward Points per Rs 200 (effective 0.4%)Best | 3 reward points per ₹100 | 5X on dining & fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | — | premium, rewards | dining, fuel |
Apply |
Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
HSBC India
3 reward points per ₹100 — Best for premium · rewards.
RBL Bank
5X on dining & fuel — Best for dining · fuel.
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