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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Annual fee
₹250
Mastercard · SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹4,999
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
Axis Bank
Annual Fee
₹250
Reward Rate
4 EDGE Reward Points per Rs 200 (effective 0.4%)
Welcome Benefit
—
SBI Card
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank Pride Platinum Credit CardVisa · Axis Bank | SBI Card SignatureMastercard · SBI Card | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹250Best | ₹4,999 | ₹5,000 |
Joining fee | ₹0Best | ₹4,999 | ₹5,000 |
Reward rate | 4 EDGE Reward Points per Rs 200 (effective 0.4%)Best | 3 reward points per ₹100 | 12 reward points per ₹200 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | — | rewards, premium | premium, rewards |
Apply |
Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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