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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Annual fee
₹1,500

Visa · Bank of Baroda
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500

American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000
Axis Bank
Annual Fee
₹1,500
Reward Rate
5X rewards on dining & lifestyle
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Pride Credit CardVisa · Axis Bank | Bank of Baroda Easy Credit CardVisa · Bank of Baroda | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Bank of Baroda | ICICI Bank |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹20,000 |
Joining fee | ₹1,500 | ₹500Best | ₹20,000 |
Reward rate | 5X rewards on dining & lifestyle | 2 reward points per ₹100 | 3 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | American Express |
Best for | dining, lifestyle | rewards | premium, luxury |
Apply |
Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Bank of Baroda
2 reward points per ₹100 — Best for rewards.
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
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