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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Annual fee
₹1,500

Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750

Mastercard · SBI Card
2 Travel Credits per ₹200 on travel spends; 1 Travel Credit per ₹200 on other… — Best for .
Annual fee
₹1,499
Axis Bank
Annual Fee
₹1,500
Reward Rate
5X rewards on dining & lifestyle
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
2 Travel Credits per ₹200 on travel spends; 1 Travel Credit per ₹200 on other spends; Travel Credits can be redeemed for Air Miles / Hotel Points (1 Travel Credit = Re. 1) or for Travel Bookings (1 Travel Credit = ₹0.50)
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Pride Credit CardVisa · Axis Bank | Bank of Baroda Select Credit CardVisa · Bank of Baroda | SBI Card MILESMastercard · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Bank of Baroda | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹750Best | ₹1,499 |
Joining fee | ₹1,500 | ₹750Best | ₹1,499 |
Reward rate | 5X rewards on dining & lifestyle | 5X rewards on travel & dining | 2 Travel Credits per ₹200 on travel spends; 1 Travel Credit per ₹200 on other spends; Travel Credits can be redeemed for Air Miles / Hotel Points (1 Travel Credit = Re. 1) or for Travel Bookings (1 Travel Credit = ₹0.50)Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | dining, lifestyle | travel, dining | — |
Apply |
Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
SBI Card
2 Travel Credits per ₹200 on travel spends; 1 Travel Credit per ₹200 on other… — Best for .
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