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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Annual fee
₹1,500
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
Mastercard · Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Axis Bank
Annual Fee
₹1,500
Reward Rate
5X rewards on dining & lifestyle
Welcome Benefit
—
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Pride Credit CardVisa · Axis Bank | DBS Shop Easy Credit CardMastercard · DBS Bank India | Kotak MOJO Credit CardMastercard · Kotak Mahindra Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | DBS Bank India | Kotak Mahindra Bank |
Card | |||
Annual fee | ₹1,500 | ₹500 | Lifetime FreeBest |
Joining fee | ₹1,500 | ₹500 | ₹0Best |
Reward rate | 5X rewards on dining & lifestyle | 10% cashback on onlineBest | 2X rewards on online spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | Mastercard | Mastercard |
Best for | dining, lifestyle | online-shopping, cashback | online-shopping, lifetime-free |
Apply |
Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
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