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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Annual fee
₹1,500
Visa · HDFC Bank
Lifetime free. 1 reward point per ₹100 — Best for fuel · bill-payments.
Annual fee
Lifetime free
Visa · IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹3,000
Axis Bank
Annual Fee
₹1,500
Reward Rate
5X rewards on dining & lifestyle
Welcome Benefit
—
HDFC Bank
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹3,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Pride Credit CardVisa · Axis Bank | HDFC Bank IRIS Credit CardVisa · HDFC Bank | IndusInd Bank Legend Credit CardVisa · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HDFC Bank | IndusInd Bank |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹3,000 |
Joining fee | ₹1,500 | ₹0Best | ₹3,000 |
Reward rate | 5X rewards on dining & lifestyle | 1 reward point per ₹100 | 3 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | dining, lifestyle | fuel, bill-payments | rewards, premium |
Apply |
Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
HDFC Bank
Lifetime free. 1 reward point per ₹100 — Best for fuel · bill-payments.
IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
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