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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Annual fee
₹1,500

Visa · Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Annual fee
Lifetime free

Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Axis Bank
Annual Fee
₹1,500
Reward Rate
5X rewards on dining & lifestyle
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
2X rewards on dining
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Pride Credit CardVisa · Axis Bank | Standard Chartered Smart Credit CardVisa · Standard Chartered | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Standard Chartered | Standard Chartered |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹5,000 |
Joining fee | ₹1,500 | ₹0Best | ₹5,000 |
Reward rate | 5X rewards on dining & lifestyle | 2X rewards on dining | 5x on travel & dining; 1x othersBest |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | dining, lifestyle | dining, lifetime-free | travel, dining, lounge-access |
Apply |
Axis Bank
5X rewards on dining & lifestyle — Best for dining · lifestyle.
Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
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