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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000
RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Reserve Credit CardMastercard · Axis Bank | HDFC Bank RuPay Credit CardRuPay · HDFC Bank | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HDFC Bank | Jupiter (Federal Bank) |
Card | |||
Annual fee | ₹50,000 | ₹500Best | ₹1,000 |
Joining fee | ₹50,000 | ₹500Best | ₹1,000 |
Reward rate | 15X reward points on all spendsBest | 2X reward points on UPI spends | 5X rewards on top categories |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | RuPay | Visa |
Best for | premium, super-premium | rewards, upi | rewards, premium |
Apply |
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
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