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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000
Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000
Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Reserve Credit CardMastercard · Axis Bank | HSBC TravelOne Credit CardVisa · HSBC India | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HSBC India | Yes Bank |
Card | |||
Annual fee | ₹50,000 | ₹3,000 | ₹2,500Best |
Joining fee | ₹50,000 | ₹3,000 | ₹2,500Best |
Reward rate | 15X reward points on all spends | 5X on travel | 8 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | premium, super-premium | travel | premium, rewards |
Apply |
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
HSBC India
5X on travel — Best for travel.
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
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