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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000
American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000
Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Reserve Credit CardMastercard · Axis Bank | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank | Standard Chartered Journey Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | ICICI Bank | Standard Chartered |
Card | |||
Annual fee | ₹50,000 | ₹20,000 | ₹2,500Best |
Joining fee | ₹50,000 | ₹20,000 | ₹2,500Best |
Reward rate | 15X reward points on all spends | 3 reward points per ₹100Best | 5X on travel & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | American Express | Mastercard |
Best for | premium, super-premium | premium, luxury | travel, dining |
Apply |
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Standard Chartered
5X on travel & dining — Best for travel · dining.
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