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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000

Visa · ICICI Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹3,000

Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Reserve Credit CardMastercard · Axis Bank | ICICI Bank Rubyx Credit CardVisa · ICICI Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | ICICI Bank | IndusInd Bank |
Card | |||
Annual fee | ₹50,000 | ₹3,000 | ₹750Best |
Joining fee | ₹50,000 | ₹3,000 | ₹750Best |
Reward rate | 15X reward points on all spends | 2 reward points per ₹100Best | 5X rewards on dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | premium, super-premium | rewards | dining |
Apply |
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
ICICI Bank
2 reward points per ₹100 — Best for rewards.
IndusInd Bank
5X rewards on dining — Best for dining.
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