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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000
American Express · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹6,500
Visa · Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
Annual fee
Lifetime free
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
ICICI Bank
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Reserve Credit CardMastercard · Axis Bank | ICICI Sapphiro Credit CardAmerican Express · ICICI Bank | Yes Bank YES Prosperity Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | ICICI Bank | Yes Bank |
Card | |||
Annual fee | ₹50,000 | ₹6,500 | Lifetime FreeBest |
Joining fee | ₹50,000 | ₹6,500 | ₹0Best |
Reward rate | 15X reward points on all spends | 4 reward points per ₹100Best | 2X reward points on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | American Express | Visa |
Best for | premium, super-premium | premium, travel, rewards | rewards, lifetime-free |
Apply |
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
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