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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000
Visa · IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹3,000
Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹3,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Reserve Credit CardMastercard · Axis Bank | IndusInd Bank Legend Credit CardVisa · IndusInd Bank | IndiGo SBI Card ELITEVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | IndusInd Bank | SBI Card |
Card | |||
Annual fee | ₹50,000 | ₹3,000Best | ₹4,500 |
Joining fee | ₹50,000 | ₹3,000Best | ₹4,500 |
Reward rate | 15X reward points on all spends | 3 reward points per ₹100 | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest |
Welcome benefit | — | — | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | premium, super-premium | rewards, premium | airlines, travel, premium |
Apply |
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
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