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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000
Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Reserve Credit CardMastercard · Axis Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | RBL Bank | Standard Chartered |
Card | |||
Annual fee | ₹50,000 | ₹3,000 | ₹750Best |
Joining fee | ₹50,000 | ₹3,000 | ₹750Best |
Reward rate | 15X reward points on all spendsBest | 5X rewards on travel | 5% cashback on utilities |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | premium, super-premium | travel | bill-payments |
Apply |
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
RBL Bank
5X rewards on travel — Best for travel.
Standard Chartered
5% cashback on utilities — Best for bill-payments.
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