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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Annual fee
₹500
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
10% cashback on Swiggy
Welcome Benefit
—
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | Axis Swiggy Credit CardVisa · Axis Bank | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | HDFC Bank |
Card | |||
Annual fee | ₹500 | ₹500 | ₹2,500 |
Joining fee | ₹500 | ₹500 | ₹2,500 |
Reward rate | 2X rewards on UPI spends | 10% cashback on Swiggy | 4 reward points per ₹150Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Visa | Mastercard |
Best for | rewards, upi | food-delivery, cashback | travel, lounge-access, premium |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
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