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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
Visa · HDFC Bank
2 cashback points per ₹150 (1 point = ₹0.25) — Best for cashback · fuel.
Annual fee
₹500
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2 cashback points per ₹150 (1 point = ₹0.25)
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | HDFC Bank MoneyBack Credit CardVisa · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | HDFC Bank |
Card | |||
Annual fee | ₹500 | ₹1,500 | ₹500 |
Joining fee | ₹500 | ₹1,500 | ₹500 |
Reward rate | 2X rewards on UPI spends | 4 reward points per ₹100 | 2 cashback points per ₹150 (1 point = ₹0.25)Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Visa | Visa |
Best for | rewards, upi | rewards, premium | cashback, fuel |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
HDFC Bank
2 cashback points per ₹150 (1 point = ₹0.25) — Best for cashback · fuel.
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