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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750
Visa · SBI Card
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | Bank of Baroda Select Credit CardVisa · Bank of Baroda | SBI ApL Platinum Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | SBI Card |
Card | |||
Annual fee | ₹500 | ₹750 | ₹500 |
Joining fee | ₹500 | ₹750 | ₹500 |
Reward rate | 2X rewards on UPI spends | 5X rewards on travel & dining | 2 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Visa | Visa |
Best for | rewards, upi | travel, dining | rewards |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
SBI Card
2 reward points per ₹100 — Best for rewards.
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