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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | DBS Shop Easy Credit CardMastercard · DBS Bank India | Punjab National Bank Global Credit CardVisa · Punjab National Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | DBS Bank India | Punjab National Bank |
Card | |||
Annual fee | ₹500 | ₹500 | ₹2,000 |
Joining fee | ₹500 | ₹500 | ₹2,000 |
Reward rate | 2X rewards on UPI spends | 10% cashback on online | 10X rewards on international travel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Mastercard | Visa |
Best for | rewards, upi | online-shopping, cashback | travel |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Punjab National Bank
10X rewards on international travel — Best for travel.
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