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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Mastercard · HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Annual fee
₹12,500
Visa · HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
Annual fee
₹3,000
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
HDFC Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
HDFC Bank
Annual Fee
₹3,000
Reward Rate
2 Marriott Bonvoy points per ₹150
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | HDFC Infinia Credit CardMastercard · HDFC Bank | HDFC Bank Marriott Bonvoy Credit CardVisa · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HDFC Bank | HDFC Bank |
Card | |||
Annual fee | ₹500Best | ₹12,500 | ₹3,000 |
Joining fee | ₹500Best | ₹12,500 | ₹3,000 |
Reward rate | 2X rewards on UPI spends | 5 reward points per ₹150Best | 2 Marriott Bonvoy points per ₹150 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Mastercard | Visa |
Best for | rewards, upi | premium, lounge-access, travel | travel, hotels, lounge-access |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
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