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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · HDFC Bank
5X on Myntra; 2X on others — Best for online-shopping · myntra · fashion.
Annual fee
₹500
Visa · HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹5,000
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
5X on Myntra; 2X on others
Welcome Benefit
—
HSBC India
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | Myntra HDFC Bank Credit CardVisa · HDFC Bank | HSBC Premier Credit CardVisa · HSBC India |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | HDFC Bank | HSBC India |
Card | |||
Annual fee | ₹500 | ₹500 | ₹5,000 |
Joining fee | ₹500 | ₹500 | ₹5,000 |
Reward rate | 2X rewards on UPI spends | 5X on Myntra; 2X on others | 3 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Visa | Visa |
Best for | rewards, upi | online-shopping, myntra, fashion | premium, rewards |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
HDFC Bank
5X on Myntra; 2X on others — Best for online-shopping · myntra · fashion.
HSBC India
3 reward points per ₹100 — Best for premium · rewards.
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